A Ponzi scheme is an illegal investment scheme that involves paying returns to investors out of the money paid in by later investors, rather than from net revenues generated by any real business. Motor Club of America been around since 1926, its not a ponzi scheme because it has a real product and is a real business. The product being the benefits. And as for the payments, we get paid to sell the benefits. You can either use your benefits, or you can use your benefits plus the business opportunity; its your choice. The concept behind network marketing is a distribution model that allows a company to sell their products directly to the consumer. Choosing to use a word of mouth approach (networking) instead of advertising through traditional streams (eg media).---> http://vur.me/join-mca/today Therefore instead of paying the media for advertising, network marketing companies are structured to reward distributors through commission in return for selling their products and finding new customers. Feel free to call the company and ask them yourself at 1-800-227-6459
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